I’m just starting out

When it comes to retirement planning, it’s never too early to start saving. The earlier you start saving, the more time your retirement savings will have potential to grow. And good news – your employer’s retirement plan is one of the best places for you to save for your future. With every paycheck, you can invest money in an account designed exclusively for retirement. Plus, by saving in your retirement plan, you may lower your current income taxes.

You probably have a lot of plans for your paycheck: bills, leisure and giving to others, so it may seem practical to choose today’s financial obligations over tomorrow’s retirement plan. But rather than put off planning for tomorrow, make today a priority to start saving.

I can’t afford to save

Finding money to save for retirement may seem tough, but making small changes can add up over time. For example, you may spend $4 or $5 a day for a morning latté. Choose to home brew your coffee and you could save $20 to $25 a week. Just think of what you would save if you put that money into a retirement plan.

Even if you can only afford a little each month, the key is to start now. Small contributions can add up over time.

Ready to enroll? Get started in your plan today.

The information provided here is for general informational purposes only and should not be considered a recommendation or investment advice.

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